The fireplace chimney caught on fire.
Last month, my fiance put a fire in the fireplace to get the chill out of the air.
It was only forty degrees when we got up, and we were both shivering.
He told me to let the fire go out and left for work. Instead of the fireplace burning out, there was an updraft that had the flames getting stronger. I could see them rushing up into the chimney, and after that we heard some crackling. Ten minutes later, my neighbor was knocking on the door. He told me the fireplace chimney was on fire, and he had already called the fire department. The fireplace was no longer lit, but there were flames coming from the chimney. I was devastated when the fire supplier came in and dumped water down the chimney. I not only had water in my chimney, but it was running over the hearth and into my residing room. The stink of smoke was throughout the house. I had called my fiance and told him we had a chimney fire, and about all the water damage. He called the insurance when he got home and told them about the chimney. Our insurance supplier told us they would pay for the damage, but our fireplace wasn’t covered under the insurance policy. No one had made note there was a fireplace in the house. He told us we could end up being dropped from the insurance corporation, or our premium could go entirely high. All of this because we wanted to take the chill off with the fireplace, instead of turning the heater on.