I’ve been in debt for some time, so I wanted to find a way to get above water.
A neighbor told me about this financial coach who was excellent at helping people pull themselves out of debt.
At first, I was skeptical he was just another quark out to sell courses, then but, I did my research, and it turns out he is an excellent financial coach. He has years in the finance industry, and all his training was practical. My friend and I had some one on one sessions via zoom when I subscribed to his classes, and my associate and I spoke about reducing my expenses. There was little opportunity of me getting a raise at work, so lowering my expenses would help release funds to start covering debt. One thing I failed to understand was the things I could do without and what was a necessity like heating and cooling services. I pay each year for Heating & Air Conditioning repair and repairs. There’s a local heating and A/C dealer that has been giving Heating & Air Conditioning services for the longest time. I regularly hire them for heating and cooling, tune up and check up. And they also come in handy for furnace and a/c repair. Well, I had an issue with my furnace and I chose not to hire them for the task. I am handy and can repair things, so I convinced myself I could repair a faulty furnace and save that cash. That was a disaster and I had to pray I didn’t need a current furnace since it was now completely off, lowering expenses is crucial, however it’s safer to hire a professional to repair a faulty furnace.