What do you think that I should do about our Heating & Air Conditioning unit

I have no idea what I am going to do with our Heating & Air Conditioning component right now.

That is why I am talking to you at this point.

I want to know what your opinion is about our Heating & Air Conditioning component so that after I explain all of the details, you can supply me your advice as to what I should do about our Heating & Air Conditioning unit. I never expected our central cooling system to stop laboring at this point. I have had our central cooling system for nearly 10 years, however according to the Heating & Air Conditioning serviceman that sold me the central cooling system, the Heating & Air Conditioning component was supposed to last at least several more years. IN fact, outside of the normal small repairs & the Heating & Air Conditioning inspections that I have been having, I haven’t had to deal with any major Heating & Air Conditioning concerns. That is why I was truly surprised when the central cooling system stopped laboring for easily no reason. I called the Heating & Air Conditioning serviceman, expecting that I would find that I needed our first major Heating & Air Conditioning repair. Instead, the Heating & Air Conditioning serviceman told me that something must have happened to the electrical components of our Heating & Air Conditioning unit. Now, I would have to update our entire central cooling system, & I had no idea why. However, I cannot afford to update our cooling system right now, which is why I am truly nervous. I might have to last a long time without our central cooling system… Should I take out a loan & get a current cooling system? Should I drain our savings for a current cooling system? Should I save a ton of cash & try to live without an cooling system? What is your opinion on this situation?

Heating equipment