Most of us have to deal with a budget when it comes to managing our finances.
My wife & I are no different.
And over the years, we’ve l received to be a bit more adaptable when it comes to our spending patterns. That’s because it feels as though there has been 1 economic crisis after another. So there have been long evenings inside the air conditioning trying to figure out what to cut & what to keep in the budget when things get tight. That was the case once again during the pandemic. And we’re still trying to get back to where all of us were financially prior to the pandemic. My wife & I had to take big spend money cuts when all of us left the zone controlled Heating & A/C of our offices. But at least all of us still had our jobs. The first thing all of us targeted that first summer time was the Heating & A/C cooling costs. That’s a big fixed cost for us in this region. And with some lake house preparation & thermostat discipline, all of us saved close to a grand over the course of the numerous week deep heat season. Still, there were things to cut & all of us even considered splitting the Heating & A/C maintenance plan to save cash. However, neither of us felt easily good about that. Our heating & cooling comfort was pretty fundamental to our lives. I couldn’t have imagined residing through the pandemic without good heating & cooling. I mean, all of us spent almost all of our time inside the air conditioning of our home. So the Heating & A/C maintenance plan reMained an essential expenditure.